Sunday, April 12, 2009

April 2009 Accounting Newsletter

1. DEALING WITH DEBT COLLECTORS
It’s not uncommon to fall behind on debt payments, particularly in a troubled economy. If you have missed payments on your mortgage, credit card or other outstanding debt, you may hear from a debt collector. Here's some advice on how to deal with collection agencies if you find yourself in this situation.
http://www.moneymattersnj.com/story.cfm?SID=13795

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2. THIS MONTH'S PODCAST: HSAs VERSUS FSAs
Health Savings Accounts (HSAs) share some similarities with Flexible Spending Accounts (FSAs) and other medical spending accounts, but there are important differences. Hear from an expert about how ownership, savings, spending and claims
differ across these accounts and learn the best option for your situation.
http://www.moneymattersnj.com/story.cfm?sid=13803

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3. HELPING AGING RELATIVES IN TOUGH ECONOMIC TIMES
The downturn in the economy has taken a toll on everyone, but senior citizens are often hardest hit. Here's some advice on how to help your parents or other aging relatives weather a recession.
http://www.moneymattersnj.com/story.cfm?sid=13796

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4. FINANCIAL ADVICE FOR NEW PARENTS
A new baby is a joyous addition to any family. But children also bring added financial responsibilities for new parents. Here's some advice on making the right financial choices for your growing family.
http://www.moneymattersnj.com/story.cfm?sid=13797

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5. THREE SCAMS TO AVOID IN TOUGH TIMES
Many people have lost their jobs in the last few months as the economy falters. Scam artists are still fully employed, however, in good times and bad. Learn the tell-tale signs of three common financial scams.
http://www.moneymattersnj.com/story.cfm?SID=13798

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6. HOW TO BLOW YOUR CREDIT LIMIT - WITHOUT SPENDING
If you haven’t had the credit limit cut on your credit card recently, consider yourself lucky. Risk-averse card issuers are increasingly cutting cardholder's limits - sometimes to
amounts below what the cardholder currently owes.
http://www.smartmoney.com/spending/deals/

March 2009 Accounting Newsletter

1. SIX WAYS TO STRETCH YOUR DOLLAR
It's always a good idea to spend your money wisely, but during tough economic times these smart steps are even more important. Here are some tips for getting the most out of
every dollar that you spend.
http://www.moneymattersnj.com/story.cfm?SID=13749

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2. THIS MONTH'S PODCAST: HOW TO SURVIVE LOSING YOUR JOB
In a troubled economy, many companies are cutting back. But if you are laid off, stay positive and don't panic. Hear from a member of the New Jersey Society of CPAs about
strategies for evaluating your finances and finding that
next job.
http://www.moneymattersnj.com/story.cfm?sid=13752

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3. AVOIDING A TAX AUDIT
All taxpayers dread the prospect of facing an Internal Revenue Service audit. But there are steps you can take to minimize the likelihood that you'll be audited or at least ensure a more positive experience if you are.
http://www.moneymattersnj.com/story.cfm?sid=13747

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4. FIVE MISTAKES THAT CAN BUST YOUR BUDGET
Making - and sticking to - a household budget can help you conserve cash and limit your credit needs in tough economic times. There are some traps, however, that can bust your
budget quickly, despite your best intentions.
http://www.moneymattersnj.com/story.cfm?SID=13748

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5. HANDLING DEBT IN A DIVORCE
Divorce is usually a very emotional and difficult time in life, and it can also raise troubling financial questions. Here's some advice on how to smooth out problems and avoid unnecessary friction when finances become an issue.
http://www.moneymattersnj.com/story.cfm?SID=13751