June 2009 Accounting Newsletter

1. IS BANKRUPTCY THE RIGHT CHOICE?
During the current economic recession, many have lost their
jobs, seen their credit lines cut or experienced other
serious financial misfortunes. When the bills pile up and
times become desperate, many people begin to question
whether declaring bankruptcy is a viable option for them.
There are many issues to consider before taking this drastic
step.
http://www.moneymattersnj.com/story.cfm?sid=13971

> SEE ALSO: Answers to Your Bankruptcy Questions -
http://www.bizactions.com/index.cfm/ba/e105/f/

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2. IS NOW A GOOD TIME TO REFINANCE?
Interest rates often fall during tough economic times.
That’s good news for homeowners who would like to shave a
few dollars off their monthly mortgage payments. However,
refinancing is only a good idea under the right
circumstances. Here's some advice on deciding whether the
time is right for you.
http://www.moneymattersnj.com/story.cfm?SID=13970

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3. GREAT GIFTS FOR THE GRADUATE
One-third of all Americans typically give at least one
graduation gift at this time of year, and sometimes it can
be difficult to find just the right one to mark the occasion.
Here are several money-wise steps to make sure recent grads
start off on sound financial footing.
http://www.moneymattersnj.com/story.cfm?sid=13968

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4. CUTTING WEDDING COSTS
Congratulations, you’re getting married! Here are some tips
for having a memorable day while sticking to a realistic
budget.
http://www.moneymattersnj.com/story.cfm?sid=13967

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5. ADDITIONAL HEADLINES

* Five Places to Find Summer Travel Deals -
http://www.smartmoney.com/spending/

* Smart Steps for Renting a First Apartment -
http://www.moneymattersnj.com/story.cfm?sid=13969

* New Jersey Extends Filing Deadlines for 2008 Homestead Rebate
and Senior Freeze Applications -
http://www.moneymattersnj.com/story.cfm?SID=13975