3. KEEPING CALM IN A CRAZY MARKET
The Dow’s recent ups and downs are enough to cause even the most confident investor concern. And although it may be tempting to panic and pull out of the stock market entirely, it’s important to stay cool, calm and collected despite the market’s unpredictability. http://www.moneymattersnj.com/story.cfm?sid=15505
=============================================
4. HURRICANE IRENE TAX RELIEF
The IRS has announced tax relief for individuals and businesses in New Jersey, New York, North Carolina, Connecticut, Vermont and Massachusetts that have been severely impacted by Hurricane Irene. http://www.njscpa.org/news/topics/irene
=============================================
5. FIVE SMART QUESTIONS TO ASK WHEN STARTING A BUSINESS
Entrepreneurs launch roughly 600,000 new small businesses in the United States each year. If you dream of running your own shop, ask these questions to be sure you get off on the right foot. http://www.moneymattersnj.com/story.cfm?sid=15512
=============================================
6. FINANCIAL FRAUD AND THE ELDERLY
Financial fraud affecting the nation’s elderly population isn’t merely a story you see on the evening news. It’s a growing problem, and statistically, it could happen to you or someone you know. http://www.moneymattersnj.com/story.cfm?sid=15514
=============================================
7. RETIREMENT PLANNING OPTIONS FOR THE SELF-EMPLOYED
More than 9 million self-employed people are not covered by a retirement plan. The New Jersey Society of CPAs offers some perspective and explains some retirement savings options for the self-employed. http://www.moneymattersnj.com/story.cfm?sid=15511
Saturday, October 15, 2011
August 2011 Accounting Newsletter
1. HOW’S YOUR FINANCIAL HEALTH?
Many people forget to take stock of their financial situations during their busy schedules. But you should have an annual financial check up to be sure that you’re making smart money choices and staying on track to meet your short- and long-term financial goals. http://www.moneymattersnj.com/story.cfm?sid=15489
=============================================
2. FIVE QUESTIONS TO ASK IN YOUR FINANCIAL TUNE UP
Everyone knows that it’s important to get your oil changed regularly and keep your tires properly inflated, but have you thought about performing maintenance on your finances? http://www.moneymattersnj.com/story.cfm?sid=15488
=============================================
3. PODCAST: MUTUAL FUND EXPENSES
Despite a surge of withdrawals during the height of past market uncertainties, mutual funds remain very popular investment options. However, it’s important to understand the costs associated with this type of investment, many of which may not be immediately apparent. http://www.moneymattersnj.com/story.cfm?sid=15498
=============================================
4. FINANCING A COLLEGE EDUCATION
It’s easy to postpone saving for college, but getting started now will help ease the sticker shock of tuition when the time comes. http://www.moneymattersnj.com/story.cfm?sid=15490
=============================================
5. WHAT TO DO WHEN YOU’RE OUT OF FINANCIAL OPTIONS
While the economy is showing faint signs of life, many people aren’t seeing a recovery in their personal finances. While filing bankruptcy may seem like the only option left, it may not be right for everyone. Know what’s right for you. http://www.moneymattersnj.com/story.cfm?sid=15493
Many people forget to take stock of their financial situations during their busy schedules. But you should have an annual financial check up to be sure that you’re making smart money choices and staying on track to meet your short- and long-term financial goals. http://www.moneymattersnj.com/story.cfm?sid=15489
=============================================
2. FIVE QUESTIONS TO ASK IN YOUR FINANCIAL TUNE UP
Everyone knows that it’s important to get your oil changed regularly and keep your tires properly inflated, but have you thought about performing maintenance on your finances? http://www.moneymattersnj.com/story.cfm?sid=15488
=============================================
3. PODCAST: MUTUAL FUND EXPENSES
Despite a surge of withdrawals during the height of past market uncertainties, mutual funds remain very popular investment options. However, it’s important to understand the costs associated with this type of investment, many of which may not be immediately apparent. http://www.moneymattersnj.com/story.cfm?sid=15498
=============================================
4. FINANCING A COLLEGE EDUCATION
It’s easy to postpone saving for college, but getting started now will help ease the sticker shock of tuition when the time comes. http://www.moneymattersnj.com/story.cfm?sid=15490
=============================================
5. WHAT TO DO WHEN YOU’RE OUT OF FINANCIAL OPTIONS
While the economy is showing faint signs of life, many people aren’t seeing a recovery in their personal finances. While filing bankruptcy may seem like the only option left, it may not be right for everyone. Know what’s right for you. http://www.moneymattersnj.com/story.cfm?sid=15493
July 2011 Accounting Newsletter
1. SMART FINANCIAL STEPS FOR UNMARRIED COUPLES
U.S. Census Bureau figures show a recent increase in unmarried couples living together, possibly due in part to job loss or other consequences of an uncertain economy. No matter what brings them together, cohabiting couples have unique financial considerations.
http://www.moneymattersnj.com/story.cfm?sid=15471
=============================================
2. PODCAST: TRAVEL INSURANCE
If you’re planning a get-away this summer, you'll want to hear the advice New Jersey Society of CPAs member Douglas Schwartz, CPA, has to offer on travel insurance. http://www.moneymattersnj.com/story.cfm?sid=15478
=============================================
3. UNDERSTANDING MUTUAL FUND EXPENSES
Despite a surge of withdrawals during the height of past market uncertainties, mutual funds still remain a popular investment option. If you are selecting a fund, it's important to understand the costs of investing, which may not always be immediately apparent.
http://www.moneymattersnj.com/story.cfm?sid=15469
=============================================
4. CHILD OFF TO COLLEGE? A CHECKLIST FOR PACKING MONEY MANAGEMENT SKILLS
Among the books, computer, pens, towels and sheets your college-bound child takes to school, remember to tuck in money-management essentials, too. http://www.moneymattersnj.com/story.cfm?sid=15470
=============================================
5. PREPARE FOR HURRICANES, DISASTERS BY SAFEGUARDING TAX RECORDS
The 2011 hurricane season started June 1, and the Internal Revenue Service encourages individuals and businesses to safeguard themselves against natural disasters by taking a few simple steps.
http://www.moneymattersnj.com/story.cfm?sid=15462
U.S. Census Bureau figures show a recent increase in unmarried couples living together, possibly due in part to job loss or other consequences of an uncertain economy. No matter what brings them together, cohabiting couples have unique financial considerations.
http://www.moneymattersnj.com/story.cfm?sid=15471
=============================================
2. PODCAST: TRAVEL INSURANCE
If you’re planning a get-away this summer, you'll want to hear the advice New Jersey Society of CPAs member Douglas Schwartz, CPA, has to offer on travel insurance. http://www.moneymattersnj.com/story.cfm?sid=15478
=============================================
3. UNDERSTANDING MUTUAL FUND EXPENSES
Despite a surge of withdrawals during the height of past market uncertainties, mutual funds still remain a popular investment option. If you are selecting a fund, it's important to understand the costs of investing, which may not always be immediately apparent.
http://www.moneymattersnj.com/story.cfm?sid=15469
=============================================
4. CHILD OFF TO COLLEGE? A CHECKLIST FOR PACKING MONEY MANAGEMENT SKILLS
Among the books, computer, pens, towels and sheets your college-bound child takes to school, remember to tuck in money-management essentials, too. http://www.moneymattersnj.com/story.cfm?sid=15470
=============================================
5. PREPARE FOR HURRICANES, DISASTERS BY SAFEGUARDING TAX RECORDS
The 2011 hurricane season started June 1, and the Internal Revenue Service encourages individuals and businesses to safeguard themselves against natural disasters by taking a few simple steps.
http://www.moneymattersnj.com/story.cfm?sid=15462
June 2011 Accounting Newsletter
1. FOUR STEPS TO PAYING DOWN YOUR DEBT ONCE AND FOR ALL
The top financial New Year’s resolution for consumers in 2011 is decreasing debt. With the year nearly half over, how many people have kept that pledge? If your resolve is starting to fail, here are some tips for financially getting back on track. http://www.moneymattersnj.com/story.cfm?sid=15458
=============================================
2. POMP AND CIRCUMSTANCE AND FINANCIAL PLANNING
While retirement may be the last thing on your mind as you flip that tassel on your mortarboard, it’s one of several things to think about to get started on the right financial foot. A little planning can help you make the most of your education and your financial future. http://www.moneymattersnj.com/story.cfm?sid=15457
=============================================
3. WHAT YOU NEED TO KNOW ABOUT MORTGAGE CLOSING COSTS
Closing on a home often involves signing a stack of confusing paperwork. So it’s no wonder that many people get closing-cost sticker shock. Take these steps to ensure that you understand closing costs and can minimize them wherever possible. http://www.moneymattersnj.com/story.cfm?sid=15459
=============================================
4. PODCAST: TARGET-DATE RETIREMENT FUNDS
Target-date retirement funds may be convenient and easy to select, but they still warrant careful consideration. New Jersey Society of CPAs member Paula Boyer Kennedy, CPA, discusses the ins and outs of this kind of investment. http://www.moneymattersnj.com/story.cfm?sid=15461
=============================================
5. WHAT YOU NEED TO KNOW ABOUT FINANCING A START-UP BUSINESS
It can be challenging to find financing for new businesses, but it’s not impossible. Knowing where to find funding is one key to launching your new business. http://www.moneymattersnj.com/story.cfm?sid=15460
The top financial New Year’s resolution for consumers in 2011 is decreasing debt. With the year nearly half over, how many people have kept that pledge? If your resolve is starting to fail, here are some tips for financially getting back on track. http://www.moneymattersnj.com/story.cfm?sid=15458
=============================================
2. POMP AND CIRCUMSTANCE AND FINANCIAL PLANNING
While retirement may be the last thing on your mind as you flip that tassel on your mortarboard, it’s one of several things to think about to get started on the right financial foot. A little planning can help you make the most of your education and your financial future. http://www.moneymattersnj.com/story.cfm?sid=15457
=============================================
3. WHAT YOU NEED TO KNOW ABOUT MORTGAGE CLOSING COSTS
Closing on a home often involves signing a stack of confusing paperwork. So it’s no wonder that many people get closing-cost sticker shock. Take these steps to ensure that you understand closing costs and can minimize them wherever possible. http://www.moneymattersnj.com/story.cfm?sid=15459
=============================================
4. PODCAST: TARGET-DATE RETIREMENT FUNDS
Target-date retirement funds may be convenient and easy to select, but they still warrant careful consideration. New Jersey Society of CPAs member Paula Boyer Kennedy, CPA, discusses the ins and outs of this kind of investment. http://www.moneymattersnj.com/story.cfm?sid=15461
=============================================
5. WHAT YOU NEED TO KNOW ABOUT FINANCING A START-UP BUSINESS
It can be challenging to find financing for new businesses, but it’s not impossible. Knowing where to find funding is one key to launching your new business. http://www.moneymattersnj.com/story.cfm?sid=15460
May 2011 Accounting Newsletter
1. BALANCING ACT: CREATING AND STICKING TO YOUR PERSONAL BUDGET
For the past few years, you’ve scrimped, saved and eaten at home instead of going out. But now, the economy is showing signs of life, and you’re ready to remove the chains of frugality. Can your budget handle it? http://www.moneymattersnj.com/story.cfm?sid=15464
=============================================
2. HOW TO BE A STEALTH SAVER
Americans save a little more than five percent of their personal disposable income. It’s not surprising, then, that many people wonder at the end of each month where their money has gone. Don’t despair. There are many easy ways to boost your nest egg with little effort. http://www.moneymattersnj.com/story.cfm?sid=15465
=============================================
3. FILING A REAL ESTATE TAX APPEAL
Filing an appeal for a reduction in real estate taxes can be a daunting task if you are not familiar with the processes involved. Here are some tips on navigating the murky waters and taking the first steps. http://www.moneymattersnj.com/story.cfm?sid=15482
=============================================
4. UPCOMING FINANCIAL EDUCATION PROGRAM
The New Jersey Society of CPAs is presenting a free webinar, The Investment Roller Coaster Ride - How to Structure Risk-Appropriate Investment Portfolios for Today's Market, on Wednesday, June 22 from 12 to 1pm. http://www.moneymattersnj.com/resources/event.cfm?eventid=96
=============================================
5. FINANCIAL CONSIDERATIONS FOR RETIREMENT RELOCATION
Once they stop working and no longer need to live in their current location for professional reasons, many retirees consider pulling up stakes and moving elsewhere. Keep these issues in mind if you’re considering relocating in your retirement. http://www.moneymattersnj.com/story.cfm?sid=15466
For the past few years, you’ve scrimped, saved and eaten at home instead of going out. But now, the economy is showing signs of life, and you’re ready to remove the chains of frugality. Can your budget handle it? http://www.moneymattersnj.com/story.cfm?sid=15464
=============================================
2. HOW TO BE A STEALTH SAVER
Americans save a little more than five percent of their personal disposable income. It’s not surprising, then, that many people wonder at the end of each month where their money has gone. Don’t despair. There are many easy ways to boost your nest egg with little effort. http://www.moneymattersnj.com/story.cfm?sid=15465
=============================================
3. FILING A REAL ESTATE TAX APPEAL
Filing an appeal for a reduction in real estate taxes can be a daunting task if you are not familiar with the processes involved. Here are some tips on navigating the murky waters and taking the first steps. http://www.moneymattersnj.com/story.cfm?sid=15482
=============================================
4. UPCOMING FINANCIAL EDUCATION PROGRAM
The New Jersey Society of CPAs is presenting a free webinar, The Investment Roller Coaster Ride - How to Structure Risk-Appropriate Investment Portfolios for Today's Market, on Wednesday, June 22 from 12 to 1pm. http://www.moneymattersnj.com/resources/event.cfm?eventid=96
=============================================
5. FINANCIAL CONSIDERATIONS FOR RETIREMENT RELOCATION
Once they stop working and no longer need to live in their current location for professional reasons, many retirees consider pulling up stakes and moving elsewhere. Keep these issues in mind if you’re considering relocating in your retirement. http://www.moneymattersnj.com/story.cfm?sid=15466
April 2011 Accounting Newsletter
1. UPCOMING FINANCIAL EDUCATION PROGRAMS
Jody Rorick, CPA, will present the free webinar, Talking Financials with Aging Relatives/Friends, on Thursday, April 28 from 1 to 2pm. http://www.moneymattersnj.com/resources/event.cfm?eventid=89
Taking Control: A Financial Workshop for Women will be presented in Roseland on Wednesday, May 4 from 11am to 2pm. http://www.moneymattersnj.com/resources/event.cfm?eventid=90
=============================================
2. WHAT TO DO WITH YOUR TAX REFUND
You've finally settled up with Uncle Sam and received a refund. So what should you do with the extra cash? Here are some suggestions. http://www.moneymattersnj.com/story.cfm?sid=13907
=============================================
3. NJ GOVERNOR DECLARES APRIL FINANCIAL LITERACY MONTH
The New Jersey Society of CPAs is undertaking a major effort to meet the needs of Garden State residents with information about managing their personal finances more effectively. To help support the initiative, Governor Chris Christie has proclaimed April 2011 as Financial Literacy Month.
http://www.moneymattersnj.com/story.cfm?sid=15412
=============================================
4. THE IMPORTANCE OF YEAR-ROUND TAX PLANNING
You did it! You successfully submitted your tax return by this year's deadline. So, there’s no need to think about taxes for another year, right? In fact, there are many smart and easy steps you can take now that will potentially improve your financial situation today and at tax time next year.
http://www.moneymattersnj.com/story.cfm?sid=15402
=============================================
5. TAX IMPLICATIONS OF BECOMING A LANDLORD
A new generation of landlords is emerging as investors snap up foreclosure properties at bargain prices and homeowners unable to pay their mortgages rent their homes as an alternative to foreclosure. While becoming a landlord may indeed offer solutions, there are tax implications that individuals may not be aware of. http://www.moneymattersnj.com/story.cfm?SID=15406
Jody Rorick, CPA, will present the free webinar, Talking Financials with Aging Relatives/Friends, on Thursday, April 28 from 1 to 2pm. http://www.moneymattersnj.com/resources/event.cfm?eventid=89
Taking Control: A Financial Workshop for Women will be presented in Roseland on Wednesday, May 4 from 11am to 2pm. http://www.moneymattersnj.com/resources/event.cfm?eventid=90
=============================================
2. WHAT TO DO WITH YOUR TAX REFUND
You've finally settled up with Uncle Sam and received a refund. So what should you do with the extra cash? Here are some suggestions. http://www.moneymattersnj.com/story.cfm?sid=13907
=============================================
3. NJ GOVERNOR DECLARES APRIL FINANCIAL LITERACY MONTH
The New Jersey Society of CPAs is undertaking a major effort to meet the needs of Garden State residents with information about managing their personal finances more effectively. To help support the initiative, Governor Chris Christie has proclaimed April 2011 as Financial Literacy Month.
http://www.moneymattersnj.com/story.cfm?sid=15412
=============================================
4. THE IMPORTANCE OF YEAR-ROUND TAX PLANNING
You did it! You successfully submitted your tax return by this year's deadline. So, there’s no need to think about taxes for another year, right? In fact, there are many smart and easy steps you can take now that will potentially improve your financial situation today and at tax time next year.
http://www.moneymattersnj.com/story.cfm?sid=15402
=============================================
5. TAX IMPLICATIONS OF BECOMING A LANDLORD
A new generation of landlords is emerging as investors snap up foreclosure properties at bargain prices and homeowners unable to pay their mortgages rent their homes as an alternative to foreclosure. While becoming a landlord may indeed offer solutions, there are tax implications that individuals may not be aware of. http://www.moneymattersnj.com/story.cfm?SID=15406
March 2011 Accounting Newsletter
3. CONSIDERING A REFUND ANTICIPATION LOAN?
Tax season is in full swing, and many taxpayers are anxious to get their refunds as soon as possible. Some may even consider accelerating the process with a refund anticipation loan. Hear from a New Jersey Society of CPAs member on why these loans may not be the best option.
http://www.moneymattersnj.com/story.cfm?sid=15349
=============================================
4. LAST-MINUTE TAX PREPARATION TIPS
In the final frantic hours before filing your 2010 taxes, don’t lose track of the deductions most taxpayers frequently miss. It could mean more money in your pocket. http://www.moneymattersnj.com/story.cfm?sid=15336
=============================================
5. TAX DEDUCTIONS FROM PLANET WEIRD
From January to April each year, CPAs are inundated with attempts to deduct all sorts of things — some legitimate, some not.
http://www.moneymattersnj.com/story.cfm?sid=15335
=============================================
6. THE LATEST ON THE AMT
Do you consider yourself "wealthy?" Most people do not. But just because you don't feel like a high earner doesn't mean you are immune to something that was originally created to ensure that the rich and powerful paid their fair share of taxes: the alternative minimum tax (AMT).
http://www.moneymattersnj.com/story.cfm?SID=15334
=============================================
7. TAX TIPS FOR LOWERING YOUR EDUCATION COSTS
The tax laws offer a number of opportunities to minimize your out-of-pocket education costs, if you know how to make the most of them. Here are some tips. http://www.moneymattersnj.com/story.cfm?SID=15333
Tax season is in full swing, and many taxpayers are anxious to get their refunds as soon as possible. Some may even consider accelerating the process with a refund anticipation loan. Hear from a New Jersey Society of CPAs member on why these loans may not be the best option.
http://www.moneymattersnj.com/story.cfm?sid=15349
=============================================
4. LAST-MINUTE TAX PREPARATION TIPS
In the final frantic hours before filing your 2010 taxes, don’t lose track of the deductions most taxpayers frequently miss. It could mean more money in your pocket. http://www.moneymattersnj.com/story.cfm?sid=15336
=============================================
5. TAX DEDUCTIONS FROM PLANET WEIRD
From January to April each year, CPAs are inundated with attempts to deduct all sorts of things — some legitimate, some not.
http://www.moneymattersnj.com/story.cfm?sid=15335
=============================================
6. THE LATEST ON THE AMT
Do you consider yourself "wealthy?" Most people do not. But just because you don't feel like a high earner doesn't mean you are immune to something that was originally created to ensure that the rich and powerful paid their fair share of taxes: the alternative minimum tax (AMT).
http://www.moneymattersnj.com/story.cfm?SID=15334
=============================================
7. TAX TIPS FOR LOWERING YOUR EDUCATION COSTS
The tax laws offer a number of opportunities to minimize your out-of-pocket education costs, if you know how to make the most of them. Here are some tips. http://www.moneymattersnj.com/story.cfm?SID=15333
February 2011 Accounting Newsletter
1. FINANCIAL PLANNING FOR SPECIAL NEEDS FAMILIES
One out of every 26 American families include at least one special needs child, and their financial planning is especially complex. In this month's podcast, Michael Steiner, CPA, CFP, sheds light on the details of a sound financial plan for these families. http://www.moneymattersnj.com/story.cfm?sid=15290
=============================================
2. SOCIAL SECURITY REDUCTION PUTS MORE MONEY IN YOUR POCKET AND REPRESENTS A SAVINGS OPPORTUNITY
You may have noticed a few extra dollars in your paycheck lately. While it is always possible your boss gave you a raise for your stellar performance, in reality, you can thank Uncle Sam. What will you do with this extra money in 2011? http://www.moneymattersnj.com/story.cfm?sid=15283
=============================================
3. YOU’RE THE BOSS, NOW IT’S TIME TO PAY THE TAX MAN
Entrepreneurship offers many advantages to those who want the freedom to chart their own course, but starting a business also means learning about the many changes on the tax front before you take the plunge and head out on your own. http://www.moneymattersnj.com/story.cfm?SID=15284
=============================================
4. WHAT YOU NEED TO KNOW ABOUT ESTATE TAXES
If you are, or will be, involved in estate planning for a loved one or yourself, it's important to know that high estate tax rates are back for this year and beyond. This article deciphers some estate tax complexities. http://www.moneymattersnj.com/story.cfm?SID=15285
One out of every 26 American families include at least one special needs child, and their financial planning is especially complex. In this month's podcast, Michael Steiner, CPA, CFP, sheds light on the details of a sound financial plan for these families. http://www.moneymattersnj.com/story.cfm?sid=15290
=============================================
2. SOCIAL SECURITY REDUCTION PUTS MORE MONEY IN YOUR POCKET AND REPRESENTS A SAVINGS OPPORTUNITY
You may have noticed a few extra dollars in your paycheck lately. While it is always possible your boss gave you a raise for your stellar performance, in reality, you can thank Uncle Sam. What will you do with this extra money in 2011? http://www.moneymattersnj.com/story.cfm?sid=15283
=============================================
3. YOU’RE THE BOSS, NOW IT’S TIME TO PAY THE TAX MAN
Entrepreneurship offers many advantages to those who want the freedom to chart their own course, but starting a business also means learning about the many changes on the tax front before you take the plunge and head out on your own. http://www.moneymattersnj.com/story.cfm?SID=15284
=============================================
4. WHAT YOU NEED TO KNOW ABOUT ESTATE TAXES
If you are, or will be, involved in estate planning for a loved one or yourself, it's important to know that high estate tax rates are back for this year and beyond. This article deciphers some estate tax complexities. http://www.moneymattersnj.com/story.cfm?SID=15285
Saturday, January 29, 2011
January 2011 Accounting Newsletter
1. TEN FINANCIAL RESOLUTIONS FOR THE NEW YEAR
Each year on January 1, millions of us make resolutions to change our lives in the coming year. Losing a few pounds and quitting smoking are some of the most common New Year's resolutions. This year, how about making a pledge to improve your finances?
http://www.moneymattersnj.com/story.cfm?SID=15228
=============================================
2. TAX TIME QUESTIONS FOR YOUR CPA
Last year, individuals who qualified for tax refunds got an average of $2,887, up 8 percent from the previous year. While there's no guarantee that you will receive a refund, there are steps you can take now that could not only potentially lower your tax bill, but also enhance your overall financial situation. http://www.moneymattersnj.com/story.cfm?sid=15229
=============================================
3. HOW TO SELECT A PROFESSIONAL TAX PREPARER
According to the Internal Revenue Service, 60 percent of Americans use the advice of a tax preparer or tax software when filing their taxes. If you decide to pay someone to help you prepare your tax return, it is important to choose that preparer carefully.
http://www.moneymattersnj.com/story.cfm?SID=15230
=============================================
4. TEN TIMELESS RULES OF INVESTING
There are tried-and-true investing rules, regardless of the market’s volatility. Here are ten that can help you experience long-term growth that will result in many happy returns.
http://www.moneymattersnj.com/story.cfm?SID=15105
Each year on January 1, millions of us make resolutions to change our lives in the coming year. Losing a few pounds and quitting smoking are some of the most common New Year's resolutions. This year, how about making a pledge to improve your finances?
http://www.moneymattersnj.com/story.cfm?SID=15228
=============================================
2. TAX TIME QUESTIONS FOR YOUR CPA
Last year, individuals who qualified for tax refunds got an average of $2,887, up 8 percent from the previous year. While there's no guarantee that you will receive a refund, there are steps you can take now that could not only potentially lower your tax bill, but also enhance your overall financial situation. http://www.moneymattersnj.com/story.cfm?sid=15229
=============================================
3. HOW TO SELECT A PROFESSIONAL TAX PREPARER
According to the Internal Revenue Service, 60 percent of Americans use the advice of a tax preparer or tax software when filing their taxes. If you decide to pay someone to help you prepare your tax return, it is important to choose that preparer carefully.
http://www.moneymattersnj.com/story.cfm?SID=15230
=============================================
4. TEN TIMELESS RULES OF INVESTING
There are tried-and-true investing rules, regardless of the market’s volatility. Here are ten that can help you experience long-term growth that will result in many happy returns.
http://www.moneymattersnj.com/story.cfm?SID=15105
December 2010 Accounting Newsletter
1. ANNUAL FINANCIAL EDUCATION CONFERENCE COMING IN JANUARY
The annual "Do It Herself: A Journey to Financial Freedom" conference for women is being held on Saturday, January 29, at Caldwell College. Conference topics include Investing, Organizing Financial Records, Estate Planning, Budgeting, Smart Debt Management and more.
http://www.moneymattersnj.com/resources/event.cfm?eventid=81
=============================================
2. SMART WAYS TO SAVE MONEY DURING THE HOLIDAYS
The holidays are a joyous – and potentially expensive – time of year. However, gift giving doesn’t have to empty your wallet if you follow these simple tips. http://www.moneymattersnj.com/story.cfm?sid=15155
=============================================
3. SOCIAL SECURITY AND THE COST-OF-LIVING ADJUSTMENT
In October, the Social Security Administration announced that there will be no cost-of-living adjustment for Social Security beneficiaries in 2011. What can distressed retirees do to maximize or compensate for stagnant Social Security checks? A New Jersey CPA shares his insights in the latest NJSCPA financial literacy podcast.
http://www.moneymattersnj.com/story.cfm?SID=15161
=============================================
4. TRIM YOUR TAXES BEFORE YOU DECK THE HALLS
April 15 seems so far away when you're pulling the holiday decorations out of storage. But doing some quick planning now could potentially lower your tax bill and give you something to be extra thankful for next spring. http://www.moneymattersnj.com/story.cfm?SID=15154
=============================================
5. REMINDER: 2011 FINANCIAL FITNESS CALENDAR NOW AVAILABLE
The New Jersey Society of CPAs is offering its 2011 Financial Fitness Calendar. This FREE calendar is an easy-to-follow resource guide, complete with handy tips and tools for improving your financial health. Request your free copy today! http://www.moneymattersnj.com/resources/calendar.cfm
The annual "Do It Herself: A Journey to Financial Freedom" conference for women is being held on Saturday, January 29, at Caldwell College. Conference topics include Investing, Organizing Financial Records, Estate Planning, Budgeting, Smart Debt Management and more.
http://www.moneymattersnj.com/resources/event.cfm?eventid=81
=============================================
2. SMART WAYS TO SAVE MONEY DURING THE HOLIDAYS
The holidays are a joyous – and potentially expensive – time of year. However, gift giving doesn’t have to empty your wallet if you follow these simple tips. http://www.moneymattersnj.com/story.cfm?sid=15155
=============================================
3. SOCIAL SECURITY AND THE COST-OF-LIVING ADJUSTMENT
In October, the Social Security Administration announced that there will be no cost-of-living adjustment for Social Security beneficiaries in 2011. What can distressed retirees do to maximize or compensate for stagnant Social Security checks? A New Jersey CPA shares his insights in the latest NJSCPA financial literacy podcast.
http://www.moneymattersnj.com/story.cfm?SID=15161
=============================================
4. TRIM YOUR TAXES BEFORE YOU DECK THE HALLS
April 15 seems so far away when you're pulling the holiday decorations out of storage. But doing some quick planning now could potentially lower your tax bill and give you something to be extra thankful for next spring. http://www.moneymattersnj.com/story.cfm?SID=15154
=============================================
5. REMINDER: 2011 FINANCIAL FITNESS CALENDAR NOW AVAILABLE
The New Jersey Society of CPAs is offering its 2011 Financial Fitness Calendar. This FREE calendar is an easy-to-follow resource guide, complete with handy tips and tools for improving your financial health. Request your free copy today! http://www.moneymattersnj.com/resources/calendar.cfm
November 2010 Accounting Newsletter
1. 2011 FINANCIAL FITNESS CALENDAR NOW AVAILABLE
The New Jersey Society of CPAs will be releasing its 2011 Financial Fitness Calendar later this month. This FREE calendar is an easy-to-follow resource guide, complete with handy tips and tools for improving your financial health. Request your free copy today!
http://www.moneymattersnj.com/resources/calendar.cfm
=============================================
2. TIPS FOR CUTTING COMMUTING COSTS
Commuting can be an expensive proposition. Follow these tips to minimize the cost of getting to and from work.
http://www.moneymattersnj.com/story.cfm?SID=15084
=============================================
3. CONVERTING TO A ROTH IRA: IS IT RIGHT FOR YOU?
Roth IRA conversions have been a hot topic this year. New rules have made 2010 the first year that there is no income limit for Roth IRA conversion eligibility. As such, many taxpayers have access to a Roth for the first time. How do you know if converting your traditional IRA to a Roth IRA is right for you? http://www.moneymattersnj.com/story.cfm?sid=15087
=============================================
4. CHOOSING BETWEEN AN FSA AND AN HSA
Health care expenses take a big bite out of many family budgets. There are tax-advantaged options to help pay for medical or prescription costs, so it’s important to understand your options for lowering those costs. http://www.moneymattersnj.com/story.cfm?sid=15085
=============================================
5. LOWERING YOUR TAX BILL WITH HOME OFFICE DEDUCTIONS
The country’s economic downturn has created a new legion of entrepreneurs who are working from home after losing a job. Many will consider using their home office as a tax deduction for the first time, but caution is essential. http://www.moneymattersnj.com/story.cfm?sid=15086
The New Jersey Society of CPAs will be releasing its 2011 Financial Fitness Calendar later this month. This FREE calendar is an easy-to-follow resource guide, complete with handy tips and tools for improving your financial health. Request your free copy today!
http://www.moneymattersnj.com/resources/calendar.cfm
=============================================
2. TIPS FOR CUTTING COMMUTING COSTS
Commuting can be an expensive proposition. Follow these tips to minimize the cost of getting to and from work.
http://www.moneymattersnj.com/story.cfm?SID=15084
=============================================
3. CONVERTING TO A ROTH IRA: IS IT RIGHT FOR YOU?
Roth IRA conversions have been a hot topic this year. New rules have made 2010 the first year that there is no income limit for Roth IRA conversion eligibility. As such, many taxpayers have access to a Roth for the first time. How do you know if converting your traditional IRA to a Roth IRA is right for you? http://www.moneymattersnj.com/story.cfm?sid=15087
=============================================
4. CHOOSING BETWEEN AN FSA AND AN HSA
Health care expenses take a big bite out of many family budgets. There are tax-advantaged options to help pay for medical or prescription costs, so it’s important to understand your options for lowering those costs. http://www.moneymattersnj.com/story.cfm?sid=15085
=============================================
5. LOWERING YOUR TAX BILL WITH HOME OFFICE DEDUCTIONS
The country’s economic downturn has created a new legion of entrepreneurs who are working from home after losing a job. Many will consider using their home office as a tax deduction for the first time, but caution is essential. http://www.moneymattersnj.com/story.cfm?sid=15086
October 2010 Accounting Newsletter
1. BATTLING BANK FEES
What are the most common bank fees assessed to customers and can they be avoided? This month’s podcast features a wealth of personal banking advice.
http://www.moneymattersnj.com/story.cfm?SID=15042
=============================================
2. FIVE SIGNS YOUR DEBT IS OUT OF CONTROL
Everyone runs up a little credit card debt, right? That's what many people tell themselves to justify carrying heavy loan amounts, but the fact is that undisciplined spending and poor credit management are serious problems that must be addressed. Here are five signs that show your debt and spending are out of control. http://www.moneymattersnj.com/story.cfm?sid=15047
=============================================
3. WHAT CONSUMERS CAN EXPECT FROM FINANCIAL REFORM
In July, President Obama ratified a new financial regulatory reform bill that will have an impact everywhere from Wall Street to Main Street. While many of the law's provisions will not take effect immediately, consumers should be prepared for changes in the credit arena and elsewhere. Here's some perspective on what you can expect.
http://www.moneymattersnj.com/story.cfm?sid=15046
What are the most common bank fees assessed to customers and can they be avoided? This month’s podcast features a wealth of personal banking advice.
http://www.moneymattersnj.com/story.cfm?SID=15042
=============================================
2. FIVE SIGNS YOUR DEBT IS OUT OF CONTROL
Everyone runs up a little credit card debt, right? That's what many people tell themselves to justify carrying heavy loan amounts, but the fact is that undisciplined spending and poor credit management are serious problems that must be addressed. Here are five signs that show your debt and spending are out of control. http://www.moneymattersnj.com/story.cfm?sid=15047
=============================================
3. WHAT CONSUMERS CAN EXPECT FROM FINANCIAL REFORM
In July, President Obama ratified a new financial regulatory reform bill that will have an impact everywhere from Wall Street to Main Street. While many of the law's provisions will not take effect immediately, consumers should be prepared for changes in the credit arena and elsewhere. Here's some perspective on what you can expect.
http://www.moneymattersnj.com/story.cfm?sid=15046
September 2010 Accounting Newsletter
1. MAKING WISE CHARITABLE CONTRIBUTIONS
Whether you are considering making a donation to the Pakistan flood relief effort or any other charity, you need to know which charitable organizations are most worthy of your donation - and whether they are legitimate. Listen as a CPA discusses charitable giving, from organizational research to tax implications, in the latest Financially Fit podcast.
http://www.moneymattersnj.com/story.cfm?SID=14962
=============================================
2. DON’T LEAVE HOME WITHOUT A CONTINGENCY PLAN
A natural disaster or a family crisis could happen at any time. September is National Preparedness Month; take this opportunity to create an emergency file, or a contingency plan, to lessen the anxiety of a crisis.
http://www.moneymattersnj.com/story.cfm?sid=14996
=============================================
3. FIVE TAX TIPS FOR RECENTLY MARRIED TAXPAYERS
If you recently got married or are planning a wedding, taxes are probably the last thing on your mind. However, there are some important steps you need to take to avoid stress at tax time.
http://www.moneymattersnj.com/story.cfm?sid=14956
=============================================
4. ANNUITIES AS AN INVESTMENT OPTION
Financial products have the potential to be downright confusing, even to the most well-informed investor. This podcast sheds light on annuities as a viable investment option.
http://www.moneymattersnj.com/story.cfm?sid=14975
=============================================
5. TOP DEDUCTIONS FOR SMALL BUSINESSES
Running your own business can be an exhilarating and challenging experience. Among the many challenges (and opportunities) you face will be figuring out which deductions you qualify for when tax time comes around. Here are some tips on dealing with deductions.
http://www.moneymattersnj.com/story.cfm?sid=14982
Whether you are considering making a donation to the Pakistan flood relief effort or any other charity, you need to know which charitable organizations are most worthy of your donation - and whether they are legitimate. Listen as a CPA discusses charitable giving, from organizational research to tax implications, in the latest Financially Fit podcast.
http://www.moneymattersnj.com/story.cfm?SID=14962
=============================================
2. DON’T LEAVE HOME WITHOUT A CONTINGENCY PLAN
A natural disaster or a family crisis could happen at any time. September is National Preparedness Month; take this opportunity to create an emergency file, or a contingency plan, to lessen the anxiety of a crisis.
http://www.moneymattersnj.com/story.cfm?sid=14996
=============================================
3. FIVE TAX TIPS FOR RECENTLY MARRIED TAXPAYERS
If you recently got married or are planning a wedding, taxes are probably the last thing on your mind. However, there are some important steps you need to take to avoid stress at tax time.
http://www.moneymattersnj.com/story.cfm?sid=14956
=============================================
4. ANNUITIES AS AN INVESTMENT OPTION
Financial products have the potential to be downright confusing, even to the most well-informed investor. This podcast sheds light on annuities as a viable investment option.
http://www.moneymattersnj.com/story.cfm?sid=14975
=============================================
5. TOP DEDUCTIONS FOR SMALL BUSINESSES
Running your own business can be an exhilarating and challenging experience. Among the many challenges (and opportunities) you face will be figuring out which deductions you qualify for when tax time comes around. Here are some tips on dealing with deductions.
http://www.moneymattersnj.com/story.cfm?sid=14982
August 2010 Accounting Newsletter
1. CONVERTING TO A ROTH IRA
2010 is a pivotal year for Roth IRA conversions - but is it right for you? This podcast offers advice on conversion eligibility and answers to commonly asked questions about this hot topic.
http://www.moneymattersnj.com/story.cfm?SID=14908
=============================================
2. GET HEALTHY, SAVE MONEY!
There are obviously many good reasons to maintain good health, but did you know there are some great financial reasons to do so, as well? http://www.moneymattersnj.com/story.cfm?sid=14938
=============================================
3. PROCRASTINATION AND YOUR FINANCES
Given the current economic environment, many consumers approach finances with a sense of foreboding. Because procrastination can actually cost money, here are a few tips on how to keep from procrastinating on financial issues. http://www.moneymattersnj.com/story.cfm?sid=14931
=============================================
4. WHY YOU NEED A HOME INVENTORY
Would you be able to list all the contents of your home if you had to? Most people could not. A home inventory can help you determine what needs to be replaced - and facilitate the insurance process - if you are the victim of a burglary, fire or other disaster.
http://www.moneymattersnj.com/story.cfm?sid=14939
2010 is a pivotal year for Roth IRA conversions - but is it right for you? This podcast offers advice on conversion eligibility and answers to commonly asked questions about this hot topic.
http://www.moneymattersnj.com/story.cfm?SID=14908
=============================================
2. GET HEALTHY, SAVE MONEY!
There are obviously many good reasons to maintain good health, but did you know there are some great financial reasons to do so, as well? http://www.moneymattersnj.com/story.cfm?sid=14938
=============================================
3. PROCRASTINATION AND YOUR FINANCES
Given the current economic environment, many consumers approach finances with a sense of foreboding. Because procrastination can actually cost money, here are a few tips on how to keep from procrastinating on financial issues. http://www.moneymattersnj.com/story.cfm?sid=14931
=============================================
4. WHY YOU NEED A HOME INVENTORY
Would you be able to list all the contents of your home if you had to? Most people could not. A home inventory can help you determine what needs to be replaced - and facilitate the insurance process - if you are the victim of a burglary, fire or other disaster.
http://www.moneymattersnj.com/story.cfm?sid=14939
July 2010 Accounting Newsletter
1. SECRETS TO A MORE AFFORDABLE VACATION
Have you made reservations for your summer vacation or, like many, are you postponing it until 2011? Here are some ideas to help you lower the cost of a vacation to fit your budget and still get priceless memories your family can share for years to come.
http://www.moneymattersnj.com/story.cfm?SID=14872
=============================================
2. BUY VERSUS RENT: WHAT’S RIGHT FOR YOU?
Common wisdom holds that in the long-term, it's always better to buy a home than to rent. However, given the changes in how people work and live over the last 20 years, buying is not necessarily better than renting. A New Jersey CPA shares his insights in the latest NJSCPA financial literacy podcast.
http://www.moneymattersnj.com/story.cfm?sid=14880
=============================================
3. SMART WAYS TO USE YOUR TAX REFUND
If you were fortunate enough to get a tax refund this year, here's advice on some of the best ways to use it.
http://www.moneymattersnj.com/story.cfm?sid=14878
=============================================
4. NEW CREDIT CARD RULES AND WHAT THEY MEAN TO YOU
Did you know there are new rules governing the fees and penalties that credit card companies can charge you? Find out why the changes are important, and learn some tips for managing credit cards.
http://www.moneymattersnj.com/story.cfm?sid=14877
=============================================
5. SEVEN WAYS TO SAVE MONEY ON GROCERIES
Although it may not seem like it, food costs are still one of the most flexible areas in many families' budgets. While you may have little control over your mortgage or day care costs, you can probably save money on groceries. Start saving with these tips.
http://www.bankrate.com/finance/personal-finance/7-ways-to-save-money-on-groceries-1.aspx
Have you made reservations for your summer vacation or, like many, are you postponing it until 2011? Here are some ideas to help you lower the cost of a vacation to fit your budget and still get priceless memories your family can share for years to come.
http://www.moneymattersnj.com/story.cfm?SID=14872
=============================================
2. BUY VERSUS RENT: WHAT’S RIGHT FOR YOU?
Common wisdom holds that in the long-term, it's always better to buy a home than to rent. However, given the changes in how people work and live over the last 20 years, buying is not necessarily better than renting. A New Jersey CPA shares his insights in the latest NJSCPA financial literacy podcast.
http://www.moneymattersnj.com/story.cfm?sid=14880
=============================================
3. SMART WAYS TO USE YOUR TAX REFUND
If you were fortunate enough to get a tax refund this year, here's advice on some of the best ways to use it.
http://www.moneymattersnj.com/story.cfm?sid=14878
=============================================
4. NEW CREDIT CARD RULES AND WHAT THEY MEAN TO YOU
Did you know there are new rules governing the fees and penalties that credit card companies can charge you? Find out why the changes are important, and learn some tips for managing credit cards.
http://www.moneymattersnj.com/story.cfm?sid=14877
=============================================
5. SEVEN WAYS TO SAVE MONEY ON GROCERIES
Although it may not seem like it, food costs are still one of the most flexible areas in many families' budgets. While you may have little control over your mortgage or day care costs, you can probably save money on groceries. Start saving with these tips.
http://www.bankrate.com/finance/personal-finance/7-ways-to-save-money-on-groceries-1.aspx
May 2010 Accounting Newsletter
1. FIVE SMART MOVES FOR HOME IMPROVEMENT
Thinking about giving your home a much-needed facelift? You’re not alone. But which home improvements deliver the best return on your investment (ROI)? Here are the five smartest home improvements you can make based on ROI.
http://www.moneymattersnj.com/story.cfm?SID=14746
=============================================
2. GETTING A TAX REFUND? IT'S A GOOD TIME TO TUNE UP YOUR FINANCES
If you’re receiving a tax refund this year, think carefully before spending it. Now’s a good time to review your entire financial situation and make adjustments to keep you on track for the rest of the year.
http://www.moneymattersnj.com/story.cfm?sid=14779
=============================================
3. TEACH YOUR KIDS HOW TO SAVE AND STAY ON TOP OF THEIR MONEY
Nearly three quarters of young Americans are ill-equipped to make sound financial decisions. Investing time to teach your kids some basic financial rules like these can help them realize a more secure future.
http://www.moneymattersnj.com/story.cfm?sid=14747
=============================================
4. CLUTTERED CLOSETS MAY HARBOR TAX DEDUCTIONS
Spring is a perfect time to clean out your closets and garage. If you give your gently used clothing and household items to charitable organizations, make sure you don’t discard valuable tax deductions with your donation.
http://www.moneymattersnj.com/story.cfm?sid=14778
Thinking about giving your home a much-needed facelift? You’re not alone. But which home improvements deliver the best return on your investment (ROI)? Here are the five smartest home improvements you can make based on ROI.
http://www.moneymattersnj.com/story.cfm?SID=14746
=============================================
2. GETTING A TAX REFUND? IT'S A GOOD TIME TO TUNE UP YOUR FINANCES
If you’re receiving a tax refund this year, think carefully before spending it. Now’s a good time to review your entire financial situation and make adjustments to keep you on track for the rest of the year.
http://www.moneymattersnj.com/story.cfm?sid=14779
=============================================
3. TEACH YOUR KIDS HOW TO SAVE AND STAY ON TOP OF THEIR MONEY
Nearly three quarters of young Americans are ill-equipped to make sound financial decisions. Investing time to teach your kids some basic financial rules like these can help them realize a more secure future.
http://www.moneymattersnj.com/story.cfm?sid=14747
=============================================
4. CLUTTERED CLOSETS MAY HARBOR TAX DEDUCTIONS
Spring is a perfect time to clean out your closets and garage. If you give your gently used clothing and household items to charitable organizations, make sure you don’t discard valuable tax deductions with your donation.
http://www.moneymattersnj.com/story.cfm?sid=14778
Subscribe to:
Posts (Atom)
Posts
